Cleveland Student Loan Debt Relief Attorney
Explore Your Student Debt Relief Options
Did you know that if you file for bankruptcy you still have to pay your student loan debt? Student loan payments are typically among the types of debts you cannot discharge when you file. However, there may still be a way for some people to have this debt discharged.
Student debt is a unique, yet very common type of debt, and the laws surrounding it can be complex. At Knevel Law Co. LPA, our Cleveland student debt attorneys have over 45 years of combined experience fighting on behalf of our clients for the relief they want.
If you are overwhelmed with student loan debt, take the time to speak with our firm. We serve residents of Cleveland, Akron, Canton, Elyria, and Garfield Heights.
Bankruptcy and Student Loans: What You Need to Know
If you are able to prove that the loan payments cause extreme financial hardship for you and your dependents, the government may forgive the loan. You would be required to prove to the courts that you are unable to pay back the student loan.
- To prove financial hardship and file for relief, a debtor must:
- Be physically unable to work
- Be unable to make an income sufficient to make payments
- File a lawsuit against the student loan company
If you are unable to prove undue hardship, you can also include some or all of your student loans in your Chapter 13 repayment plan.
Whether you are seeking complete loan forgiveness, loan consolidation, or a student loan grace period, we have the knowledge and resources to help you make the most informed decisions based on your debt and your income potential.
Contact Our Cleveland Student Loan Debt Relief Lawyer Today
At Knevel Law Co. LPA we help our clients find freedom from student loan debt. Don't be overwhelmed by the debt you have incurred. Let our firm help you find a solution that can help you live the life you have always imagined.
Call (216) 450-6689 today if you have student loan debt. We may be able to help you find relief! Schedule your free initial consultation at our Cleveland office today.
Commonly Asked Questions
How can I prove financial hardship for student loan relief?
You must demonstrate that your current financial situation prevents you from making payments. This typically involves showing that you are unable to work due to physical limitations or that your income is insufficient to cover your living expenses and loan payments. Documentation such as income statements, medical records, and a detailed budget can support your claim.
Can I consolidate my student loans in Cleveland?
Yes, you can consolidate your student loans in Cleveland. Loan consolidation allows you to combine multiple federal student loans into a single loan, which can simplify your payments and potentially lower your monthly payment amount. However, it's important to understand the terms and conditions of consolidation, as it may affect your interest rates and repayment options.
Why should I choose Knevel Law Co. LPA for student debt relief?
Choosing Knevel Law Co. LPA for student debt relief means you are partnering with a firm that has over 45 years of combined experience in helping clients navigate the complexities of student loan debt. We offer personalized consultations to assess your situation and provide you with the guidance necessary to achieve financial freedom.
